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Integrity Cap’s new broker back office handles underwriting, credit analysis, packaging, and closing—giving ISOs and brokers full-scale support under one roof.

We’re not just another lender. We are your complete operational partner–working behind the scenes so you can focus on closing more deals and building better client relationships.”

— Matthew Carlucci

CLEARWATER, FL, UNITED STATES, September 5, 2025 /EINPresswire.com/ — Integrity Cap has announced the official launch of its All-In-One Broker Back Office, a first-of-its-kind solution designed to help independent brokers and ISOs scale without hiring, overhead, or access limitations.

This white-glove support system manages every stage of the funding process, from credit analysis and underwriting to packaging, compliance, and closing – all handled by Integrity Cap’s in-house team of experts. Brokers now have the power of a full back office without the need to build one themselves.

“We built the system we wish we had when we started out,” said Matthew Carlucci, CEO of Integrity Cap. “We’re not just another lender. We are your complete operational partner–working behind the scenes so you can focus on closing more deals and building better client relationships.”

Through this new initiative, brokers gain instant access to:

– 50+ exclusive SBA and bank financing relationships they can’t get on their own

– Monthly payment funding options for clients who don’t qualify for traditional credit boxes

– A dedicated submission portal with real-time feedback and AI-powered document processing

– Full SBA packaging, MCA refinancing options, and approval in as little as 72 hours

And one of the most powerful features ever: Real time SBA Eligibility checker for their clients. Instead of waiting weeks or months to hear back from a bank, Integrity Cap is letting them know in real time!

Whether brokers are working with main-street merchants or growth-stage companies, Integrity Cap ensures that every deal gets the right eyes on it, fast. If a bank says no, Integrity Cap can step in and fund the deal in-house–an edge that most traditional brokers simply don’t have.

“One submission gives you access to everything,” added Carlucci. “We act as the underwriter, packager, closer, and partner–so you never have to shop a deal around again.”

With loan approval times up to 85% faster than traditional institutions, brokers are turning to Integrity Cap as their new secret weapon in a highly competitive market. The back office model doesn’t just help brokers close faster, it helps them build trust and deliver results clients talk about.

“We’re helping brokers stop being limited by one lender’s credit box,” said Carlucci. “Instead, we give them a powerful toolkit of products, technology, and underwriting strategy that wins deals–and keeps them coming back.”

The launch of the All-In-One Broker Back Office is part of Integrity Cap’s broader mission to democratize access to responsible business lending–while elevating the broker experience to a new industry standard.

For brokers ready to simplify operations, expand offerings, and close more deals, Integrity Cap invites you to schedule a no-obligation demo or request the full broker benefits guide.

Integrity Cap launches “Know Before You Sign” toolkit to help business owners avoid predatory MCA loans and access fair, transparent capital options.

Our technology is inclusive, not exclusive, and designed to find eligibility in places whereas most legacy bank credit boxes look for reasons to say no.”

— Matthew Carlucci

CLEARWATER, FL, UNITED STATES, August 22, 2025 /EINPresswire.com/ — In a bold move to combat the growing epidemic of predatory merchant cash advance (MCA) lending, Integrity Cap has launched the “Know Before You Sign” MCA Education Toolkit, a free, publicly available resource designed to educate, empower, and protect small business owners from high-cost daily-payment loan traps.

The toolkit includes a side-by-side comparison guide of MCA vs. monthly payment financing, a breakdown of hidden fees and clauses often found in MCA agreements, and a capital-readiness checklist that shows entrepreneurs how to qualify for lower-cost, long-term financing.

“We empower small businesses with the lowest cost of capital bank financing they are eligible for in the nation,” said Matthew Carlucci, CEO of Integrity Cap. “This toolkit is about giving business owners the knowledge and tools they’ve never been offered – especially in underserved communities that are too often exploited by short-term, high-pressure lending.”

An Industry in Crisis: The MCA Problem

Merchant cash advances have surged in popularity as fast, easy options for small businesses – but often come with daily payments, APRs north of 50–100%, and little to no transparency. Businesses seeking quick capital are left with suffocating repayment schedules that drain cash flow, limit growth, and push many toward default or stacking debt.

Integrity Cap’s toolkit is an antidote to that environment, and part of a larger movement to democratize responsible, long-term business financing.

Monthly Payment Financing, Not Daily Stress

Integrity Cap has built its reputation by providing monthly-payment financing with transparent terms, a stark contrast to the daily or weekly withdrawal model of MCA lenders. The firm partners directly with national banks and SBA institutions to offer customized growth capital – without hidden fees or misleading offers.

“We’re filling a gap in the market that virtually every legacy institution fails to deliver,” Carlucci added. “We’re talking approvals in less than 72 hours and cutting your payments by 50% or more at close. This is the monthly-payment finance you deserved all along – brought to you by entrepreneurs who understand your needs, not brokers who profit from pretending to.”

A Mission Rooted in Access and Inclusion

Integrity Cap’s mission extends beyond product offerings, it’s about reshaping access to capital for communities that have been overlooked and underserved.

“We’re focused on developing communities that are ignored by the prevailing banking system,” said Carlucci. “Our technology is inclusive, not exclusive, and designed to find eligibility in places whereas most legacy bank credit boxes look for reasons to say no.”

By pairing financial education with modern lending tools, Integrity Cap is helping business owners take control of their capital decisions-and avoid the costly mistakes that can derail their long-term success.

About Integrity Cap

Integrity Cap is a national business financing firm committed to providing fair, transparent, monthly-payment capital solutions. With a focus on borrower-first strategies, anti-MCA alternatives, and inclusive lending innovation, Integrity Cap has delivered over $500 million in growth capital to U.S. small businesses.

Integrity Cap partners with a national SBA lender to launch a new program offering long-term capital access to business owners with lower credit scores.

We’re proud to be partnering with a nationally recognized SBA institution to help build a smarter, more inclusive digital program. ”

— Matthew Carlucci

CLEARWATER, FL, UNITED STATES, August 15, 2025 /EINPresswire.com/ — Integrity Cap, a leader in providing modern digital financing solutions, has announced a landmark collaboration with a national preferred SBA lending institution to launch a new small balance lending program. This strategic initiative is designed to deliver long-term, affordable capital to business owners with lower personal credit scores by focusing on a company’s operational strength, cash flow, and repayment ability.

The program is now entering its pilot phase, and Integrity Cap is currently accepting applications.

This new effort represents a significant step toward expanding access to long-term, affordable capital for entrepreneurs who have historically been underserved by traditional SBA criteria. The program is designed to evaluate business strength, cash flow, and operational stability – not just personal credit metrics – when reviewing eligibility.

“We’re proud to be partnering with a nationally recognized SBA institution to help build a smarter, more inclusive digital program,” said Matthew Carlucci, CEO of Integrity Cap. “Too many great business owners are overlooked because of archaic analog credit models. This partnership is about creating a pathway forward – without unnecessary roadblocks, or over emphasis on non-participating eligibility factors, while remaining compliantly aligned with the SBA ethos.”

We’re proud to be partnering with a nationally recognized SBA institution to help build a smarter, more inclusive digital program. ”

— Matthew Carlucci

Creating a More Inclusive SBA Experience

Through its partnership, Integrity Cap is playing a central role in the design, underwriting logic, and onboarding for the SBA institution’s upcoming program.

This collaborative approach ensures the offering is rooted in real-world business needs – especially for founders and operators who may have lower personal FICO scores despite running strong companies.

Key features of the program include:

1) Monthly-payment SBA-backed term loans, ranging from $50,000 to $5 million

2) Longer repayment terms (10 years), ideal for working capital, expansion, and consolidation

3) Streamlined application process with fastest industry turnarounds and no credit impact during prequalification

4) A flexible approval framework focused on business performance and commercial credit history

Accepting Applications Now

As part of the program’s rollout, Integrity Cap is now onboarding qualified applicants and providing guidance on required documentation and eligibility. The goal is to identify strong business candidates who may have previously been denied SBA funding due to credit constraints – but who can now thrive under a more modern, equitable lending framework.

“This is about helping real businesses secure real capital – without the arbitrary fine print and pressure that’s too common in the funding space,” said Carlucci. “We’re excited to bring this program to life with our bank partner and invite business owners to explore what they may qualify for today.”

About Integrity Cap

Integrity Cap is a business financing provider specializing in transparent, non-predatory growth capital. With bank-backed term loans, credit lines, and SBA partnerships, Integrity Cap helps small and mid-sized businesses scale confidently – with monthly payments, not daily or weekly traps.

Learn more or apply: https://integritycap.ai